What's My Take Home Pay?

Terms of Service

Terms of Service

Last Updated: January 30, 2026

Welcome to What's My Take Home Pay. By accessing or using our website at whatsmytakehomepay.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Description of Service

What's My Take Home Pay provides a free online calculator that estimates take-home pay after federal, state, and FICA taxes. The calculator operates entirely in your web browser and does not transmit your salary information to our servers.

Service Features:

  • Free take-home pay calculations
  • Support for all 50 U.S. states
  • Multiple filing status options
  • Tax breakdown by category
  • Pay period calculations (annual, monthly, bi-weekly, weekly)

3. No Financial or Tax Advice

IMPORTANT DISCLAIMER: The information and calculations provided by this Site are for informational and educational purposes only and do not constitute financial, tax, or legal advice.

Limitations of Calculator Results:

  • Estimates Only: Results are estimates based on current tax rates and standard deductions
  • Simplified Calculations: Does not account for all deductions, credits, exemptions, or special circumstances
  • Not Tax Filing: Cannot be used as a substitute for professional tax preparation or filing
  • State Variations: State tax laws vary and may not be fully captured
  • Local Taxes: Does not include local or city income taxes
  • Updates: Tax rates and laws change; results may not reflect the most current information

You should consult with a qualified tax professional or financial advisor for personalized advice regarding your specific financial situation.

4. User Responsibilities

When using this Site, you agree to:

  • Accurate Information: Enter accurate salary and state information for meaningful results
  • Lawful Use: Use the Site only for lawful purposes and in accordance with these Terms
  • No Misuse: Not attempt to interfere with, disrupt, or damage the Site
  • No Automated Access: Not use bots, scrapers, or automated tools to access the Site without permission
  • Intellectual Property: Respect all copyrights, trademarks, and intellectual property rights

5. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, code, calculations, and software, is the property of What's My Take Home Pay or its licensors and is protected by U.S. and international copyright laws.

Limited License:

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not:

  • Reproduce, distribute, modify, or create derivative works from any Site content
  • Reverse engineer or attempt to extract source code
  • Remove or alter any copyright, trademark, or proprietary notices
  • Use the Site's content for commercial purposes without written permission

6. Third-Party Links and Advertising

This Site may contain links to third-party websites and displays advertisements through Google AdSense.

Third-Party Links:

  • Links are provided for convenience and informational purposes only
  • We do not endorse or assume responsibility for third-party content
  • Third-party sites have separate terms and privacy policies

Advertising:

  • Advertisements are provided by third-party advertisers
  • We are not responsible for advertiser content, products, or services
  • Interactions with advertisers are solely between you and the advertiser

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Accuracy: We do not warrant that calculations are accurate, complete, or current
  • Availability: We do not guarantee uninterrupted or error-free service
  • Fitness: We do not warrant the Site is suitable for your particular purpose
  • Security: We do not guarantee the Site is free from viruses or harmful components

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WHAT'S MY TAKE HOME PAY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, or punitive damages
  • Lost profits, revenue, data, or business opportunities
  • Damages arising from reliance on Site calculations or information
  • Tax liabilities, penalties, or financial losses resulting from use of the Site

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 USD OR THE AMOUNT YOU PAID TO USE THE SITE (WHICH IS ZERO).

9. Indemnification

You agree to indemnify, defend, and hold harmless What's My Take Home Pay and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use or misuse of the Site
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any reliance on Site calculations or information

10. Modifications to Service and Terms

We reserve the right to modify, suspend, or discontinue the Site or any part thereof at any time without notice. We may also update these Terms from time to time.

Changes to Terms:

  • Changes will be posted on this page with an updated "Last Updated" date
  • Continued use of the Site after changes constitutes acceptance of new Terms
  • Material changes may be announced via the Site or email (if applicable)

11. Termination

We reserve the right to terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including violation of these Terms.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, United States, without regard to its conflict of law provisions.

Dispute Resolution:

  • Informal Resolution: Contact us first to attempt informal resolution
  • Arbitration: Disputes shall be resolved through binding arbitration
  • Class Action Waiver: You agree to bring claims individually, not as part of a class action
  • Venue: Any legal action must be brought in courts located in Alabama

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and What's My Take Home Pay regarding use of the Site and supersede all prior agreements.

15. Contact Information

If you have questions about these Terms, please contact us:

16. Acknowledgment

BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE, YOU MUST NOT USE THE SITE.

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