What's My Take Home Pay?

Calculate your actual salary after taxes

Calculate Your Take-Home Pay in Seconds

Ever wondered how much you actually take home from your salary after taxes? Our free calculator shows you exactly what to expect from your paycheck after federal income tax, FICA (Social Security and Medicare), and state taxes.

Whether you're comparing job offers, planning your budget, or just curious about your take-home pay, get instant results for any U.S. state.

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Take-Home Pay Calculator

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Enter your gross annual salary before taxes
Select where you work
Important Disclaimer

This calculator provides estimates only and should not be considered financial or tax advice. Actual take-home pay may vary based on additional deductions, credits, local taxes, and other factors. Consult a tax professional for personalized guidance.

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How the Calculator Works

Our take-home pay calculator uses current federal tax brackets, FICA rates, and state tax rates to estimate your net pay. Here's what we calculate:

  • Federal Income Tax: Based on 2026 tax brackets and your filing status
  • Social Security Tax: 6.2% up to the annual wage base limit
  • Medicare Tax: 1.45% on all earnings, plus 0.9% additional tax on high earners
  • State Income Tax: Varies by state, from 0% to over 13%

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