$85,000 After Tax - What's Your Take-Home Pay?
Planning your budget with a $85,000 annual salary? Use our calculator below to see exactly how much you'll take home after federal income tax, FICA (Social Security and Medicare), and state taxes. Choose your state to get an accurate estimate of your net pay.
Calculate Your Take-Home Pay
This calculator provides estimates only and should not be considered financial or tax advice. Actual take-home pay may vary based on additional deductions (401k, health insurance, etc.), tax credits, local taxes, and other factors. The calculator uses 2026 tax brackets and rates. Consult a tax professional for personalized guidance.
Understanding Your $85,000 Take-Home Pay
With an annual salary of $85,000, your take-home pay will depend on your state of residence and filing status. On average, you can expect to pay:
- Federal Income Tax: Based on 2026 progressive tax brackets (10% to 37%)
- FICA Taxes: 7.65% for Social Security (6.2%) and Medicare (1.45%)
- State Income Tax: Varies by state, from 0% to over 13%
For a $85,000 salary, your effective federal tax rate typically ranges from 12-18% depending on deductions and filing status.